Find every term and definition starting with the letter "e" in the ConsumerSavings.org credit glossary…

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Glossary of Credit Related Terms

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Effective Date

The first day your card is activated and ready for use or when new terms take effect.

Equal Credit Opportunity Act (ECOA)

A federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.

Equifax

One of the three major credit reporting agencies, headquartered in Atlanta, Georgia.

Equifax 3-In-1 Credit Report With Score Power?

A comprehensive credit report containing credit information from all three major credit reporting agencies.

Experian

One of the three major credit reporting agencies, formerly known as TRW.